Most young people work very hard long hours and stress a lot about saving up money for the future and paying their basic monthly bills. In fact, many young people live on a pay cheque to pay cheque basis which means that they rarely have enough money at the end of the month to save up in case of an emergency which can be extremely stressful. In the best of cases, if they have a little bit of money remaining at the end of the month, they save it up in case of a medical emergency or in case they have some kind of medical emergency. While this is always a good habit, you are likely to find yourself in your fifties or sixties with money in the bank and nothing else. Although saving money for the future is very important, it is also important for you to invest some money in yourself, it important for you to have a wish list and for you to give yourself a little luxury every now and then.
Make a wish list
You can start by making a list of all the things that you want to have. It does not matter if you can afford the things on the list or not. If you want a big house and any house at all is a pipe dream in your current state, still put the big house down on your list. If you want a hydronic heating service in your big house, put that down too because having a wish list helps you to have a goal and work towards it. Specialists have suggested that people with a wish list and a goal tend to work harder without even realizing it and tend to be more successful.
Even if you cannot get the big house you want immediately, consider giving yourself the little luxuries such as floor heating. Melbourne has quite a few places that will do this for you for a fairly reasonable rate hydronic heating service Melbourne. It is also important that you buy yourself small things every once in a while like clothes and shoes but do not overdo it. Clothes and shoes, although fun to have is not an investment in anyway because they will get old and ruined after a few months and you will have to throw them away. Always make an effort to invest your money on something that will last you a long time and give you comfort for many years to come. This can be an investment in to your house or a new car.